Q4 2020 CI Banco SA Institucion de Banca Multiple FF/00939 Earnings Call Transcript
Good morning. My name is Alex, and I will be your conference operator today. At this time, I would like to welcome everyone to Terrafina's Fourth Quarter Earnings Conference Call. (Operator Instructions)
I will now turn the call over to Francisco Martinez, Terrafina's Investor Relations Officer. Please go ahead.
Thank you, Alex, and good morning, everyone. Welcome to our fourth quarter 2020 conference call, and we are pleased as always to have with us here today from Terrafina, Mr. Alberto Chretin, Chief Executive Officer; and Mr. Carlos Gomez, Chief Financial Officer. Alberto will have -- take us through the company's overview and operations, and then Mr. Gomez will discuss the financials.
Before we begin, we would like to refer you to the forward-looking statement as further noted in the quarterly report. Any information expressed or implied during the call may include forward-looking statements, which could involve certain risks or uncertainties. Terms such as estimate, project, plan,
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