Business Description
CB Financial Services Inc
NAICS : 522110
SIC : 6022
ISIN : US12479G1013
Description
CB Financial Services Inc operates as a bank holding company. The company conducts its operations through its wholly-owned subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. The Bank offers products and services related to residential and commercial real estate loans, commercial and industrial loans, and consumer loans, as well as a range of deposit products for individuals and businesses in its market area. It operates in two operating units namely Community Banking and Insurance brokerage service segment. The bank generates its revenue in the form of interest.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 4.25 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.23 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -3.61 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -3 | |||||
| 3-Year EPS without NRI Growth Rate | 14.7 | |||||
| 3-Year FCF Growth Rate | -5.7 | |||||
| 3-Year Book Growth Rate | 3.3 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | -6.82 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 6.59 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 43.59 | |||||
| 9-Day RSI | 51.34 | |||||
| 14-Day RSI | 53.89 | |||||
| 6-1 Month Momentum % | 25.78 | |||||
| 12-1 Month Momentum % | 31.88 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.48 | |||||
| Dividend Payout Ratio | 0.44 | |||||
| 3-Year Dividend Growth Rate | 1.4 | |||||
| Forward Dividend Yield % | 3.48 | |||||
| 5-Year Yield-on-Cost % | 3.79 | |||||
| 3-Year Average Share Buyback Ratio | 2 | |||||
| Shareholder Yield % | -5.91 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 58.25 | |||||
| FCF Margin % | 9.25 | |||||
| ROE % | 16.73 | |||||
| ROA % | 1.55 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.45 | |||||
| Forward PE Ratio | 15.17 | |||||
| PE Ratio without NRI | 12.53 | |||||
| Shiller PE Ratio | 13.22 | |||||
| Price-to-Owner-Earnings | 5.7 | |||||
| PS Ratio | 3.78 | |||||
| PB Ratio | 0.99 | |||||
| Price-to-Tangible-Book | 1.06 | |||||
| Price-to-Free-Cash-Flow | 40.07 | |||||
| Price-to-Operating-Cash-Flow | 18.85 | |||||
| EV-to-Revenue | 0.87 | |||||
| EV-to-FCF | 9.11 | |||||
| Price-to-Projected-FCF | 0.65 | |||||
| Price-to-Median-PS-Value | 1.42 | |||||
| Price-to-Graham-Number | 0.77 | |||||
| FCF Yield % | 2.48 | |||||
| Forward Rate of Return (Yacktman) % | 6.15 |
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