Half Year 2021 Credit Corp Group Ltd Earnings Call Transcript
Welcome to Credit Corp's 2021 Half Year Results presentation. I'm Thomas Beregi, the CEO of Credit Corp.
Our objective is leadership of the credit impaired consumer segment. We define our market as people who have had trouble with credit, most having defaulted on a previous credit obligation. We operate in very competitive businesses, and 3 competencies are critical to our success. We must have superior analytics and discipline because our business is all about pricing and managing risk.
Our operations must be strong to compete. We must be sustainable and compliant to deliver on our promise to our debt sale clients, our stakeholders and the community. This ensures that our business can continue.
Applying these competencies, we target to achieve strong earnings growth into the future while producing acceptable returns, a return on equity in the range of 16% to 18% with a conservative financial structure. We have strong metrics and approaches for each of these competencies across our 3 businesses. Our
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