Q4 2023 Cullen/Frost Bankers Inc Earnings Call Transcript
Greetings. Welcome to Cullen/Frost Bankers Inc. Fourth Quarter and Full Year 2023 Results Conference Call.
(Operator Instructions)
Please note this conference is being recorded.
I will now turn the conference over to A. B. Mendez, Senior Vice President and Director of Investor Relations. Thank you. You may begin.
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Thanks, Sherry. This afternoon's conference call will be led by Phil Green, Chairman and CEO; and Jerry Salinas, Group Executive Vice President and CFO. Before I turn the call over to Phil and Jerry, I need to take a moment to address the safe harbor provisions.
Some of the remarks made today will constitute forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995 as amended. We intend such statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995 as amended.
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