Q3 2019 Halyk Bank AO Earnings Call Transcript
Ladies and gentlemen, welcome to the JSC Halyk Bank 9-month and Q3 2019 Results Conference Call. I will now hand over to your host, Mrs. Mira Kasenova. Madam, please go ahead.
Thank you very much, Kai. Good evening, ladies and gentlemen. Welcome to Halyk Bank's conference call and presentation of financial results for the 9 months and third quarter of 2019. Participants to today's call on Halyk Bank's side are: Umut Shayakhmetova, Chief Executive Officer of Halyk Bank; Ms. Aliya Karpykova, Deputy CEO, Chief Financial Officer; Mr. Murat Koshenov, Deputy CEO, Corporate Banking; Mr. Almas Makhanov, Chief Risk Officer; Mr. Viktor Skryl, Head of Strategic Office, International Activities; and myself, Mira Kasenova, Head of Financial Institutions and International Relations.
First of all, we are glad to welcome our new investors who joined our shareholder base as a result of recent secondary public offering of Halyk Bank.
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