Full Year 2021 OSB Group PLC Earnings Call Transcript
Good morning, everyone, and happy St. Patrick's Day to you. And thank you, as always, for dialing into our 2021 Full Year Results Presentation Results, which one analyst this morning described as astonishing. So I was clearly quite happy with that.
Over the years, I seem to have had the misfortune coupled with the immense learning experience of running banking businesses through a global financial crisis, a protracted exit of the U.K. from the EU, an unprecedented global pandemic that seemingly brought most of the world to a stop. And now, we're in the midst of an extremely difficult geopolitical crisis and all the knock-on short-term inflationary pressures that brings as well, of course, as the horrendous situation for the people of Ukraine, to whom I'm sure all of our hearts go out.
Each time one of these known unknowns occurs, financial markets generally get concerned. However, despite these challenges over the years and the difficulties of the pandemic that pervaded throughout the reporting period, the OSB business model
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