Full Year 2021 SEB SA Earnings Call Transcript
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Ladies and gentlemen, good afternoon. Thank you very much for being present here with us for this presentation of the annual results for SEB for 2021.
So we had planned a meeting that would be quite enjoyable, fun, thinking of our 65th birthday. However, the international circumstances are such that we will be a lot more -- let's say, a lot more direct and sober and less playful in what we say.
And I would like to start out this meeting simply by conveying that we are thinking of our staff who work in Ukraine and Russia. Of course, we are thinking of them hoping that they're all safe, and we will ensure that we do everything that is possible to make them safe. But the situation is very difficult. And simply, they are in our thoughts.
So we're going to be giving you this presentation. And as per usual, I'll be giving the presentation with Nathalie Lomon, CFO, in charge of finance; and also Stanislas de Gramont, who is the COO for the group.
Now without further ado, we're going to be going to go
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