Q4 2018 Donegal Group Inc Earnings Call Transcript
Good morning. My name is Cheryl, and I will be your conference operator today. At this time, I would like to welcome everyone to the Donegal Group Q4 2018 Earnings Conference Call. (Operator Instructions) Jeff Miller, Chief Financial Officer, you may begin your conference.
Thank you. Good morning, and welcome to the Donegal Group conference call for the fourth quarter and year ended December 31, 2018. Yesterday afternoon, we issued a news release outlining our quarterly results. For a copy of that release, please visit the Investor Relations section of our website at donegalgroup.com.
In today's call, Kevin Burke, President and Chief Executive Officer, will discuss a number of our recent developments and update you on our business strategy and initiatives. And I'll follow his comments with a brief overview of our quarterly financial details. Following our prepared comments, we'll open the lines for any questions you might have.
Before we get started, you should be aware that our
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