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Q3 2019 Erste Group Bank AG Earnings Call Transcript
Good day, and welcome to the Erste Group Third Quarter for 2019 Results Conference Call. Today's conference is being recorded. Now I would like to turn the conference over to Thomas Sommerauer. Please go ahead, sir.
Thank you very much, operator, and good morning, ladies and gentlemen. Welcome to this conference call.
At this stage, I would normally say that we are following our usual procedure, but today will be a little bit different. It is the last quarter that Andreas Treichl is hosting, and other than that, I think I would like to say thank you to him for his great contribution. It was a great experience to work with you over the years, and it was never boring, for sure. And it was always intellectually very rewarding. So with this, I would like to hand over to you. Andreas will introduce the other participants. Some of them you know already. And Bernd Spalt, obviously, he's a guy who's coming back to the conference call business. Andreas?
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