Business Description
First Commonwealth Financial Corp
NAICS : 522110
SIC : 6021
ISIN : US3198291078
Share Class Description:
FCF: Ordinary SharesCompare
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Traded in other countries / regions
FCF.USAFCF.Germany IPO Date
1992-06-10Description
First Commonwealth Financial Corp functions in the financial services sector in the United States. Through its subsidiary, it offers a range of consumer and commercial banking services such as personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed & variable rate certificates of deposit, and various kinds of loans. It also provides trust and wealth management services and offers insurance products. The company earns the majority of its revenue through net interest income.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.42 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.55 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.22 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 8.5 | |||||
| 3-Year EPS without NRI Growth Rate | 28.7 | |||||
| 3-Year FCF Growth Rate | 8 | |||||
| 3-Year Book Growth Rate | 5 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 77.99 | |||||
| 9-Day RSI | 67.07 | |||||
| 14-Day RSI | 60.53 | |||||
| 6-1 Month Momentum % | -12.5 | |||||
| 12-1 Month Momentum % | 6.8 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.59 | |||||
| Dividend Payout Ratio | 0.31 | |||||
| 3-Year Dividend Growth Rate | 4 | |||||
| Forward Dividend Yield % | 3.69 | |||||
| 5-Year Yield-on-Cost % | 4.96 | |||||
| 3-Year Average Share Buyback Ratio | -2 | |||||
| Shareholder Yield % | -21.17 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 34.16 | |||||
| FCF Margin % | 27.88 | |||||
| ROE % | 12.95 | |||||
| ROA % | 1.44 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.72 | |||||
| Forward PE Ratio | 9.57 | |||||
| PE Ratio without NRI | 8.66 | |||||
| Shiller PE Ratio | 12.31 | |||||
| Price-to-Owner-Earnings | 9.1 | |||||
| PEG Ratio | 1.97 | |||||
| PS Ratio | 2.99 | |||||
| PB Ratio | 1.08 | |||||
| Price-to-Tangible-Book | 1.52 | |||||
| Price-to-Free-Cash-Flow | 10.69 | |||||
| Price-to-Operating-Cash-Flow | 9.45 | |||||
| EV-to-Revenue | 3.86 | |||||
| EV-to-Forward-Revenue | 4.51 | |||||
| EV-to-FCF | 13.67 | |||||
| Price-to-Projected-FCF | 0.6 | |||||
| Price-to-DCF (Earnings Based) | 0.43 | |||||
| Price-to-DCF (FCF Based) | 0.8 | |||||
| Price-to-Median-PS-Value | 0.85 | |||||
| Price-to-Graham-Number | 0.76 | |||||
| FCF Yield % | 9.35 | |||||
| Forward Rate of Return (Yacktman) % | 12.91 |
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