Q4 2018 PPDAI Group Inc Earnings Call Transcript
Hello, ladies and gentlemen. Thank you for participating in the Fourth Quarter and Full Year 2018 Earnings Conference Call for PPDAI Group Inc., also known as Paipaidai. (Operator Instructions) Today's conference call is being recorded. (Operator Instructions)
I will now turn the call over to your host, Mr. Jimmy Tan, Investor Relations Director for the Company. Jimmy, please go ahead.
Hello, everyone, and welcome to Paipaidai Fourth Quarter and Full Year 2018 Earnings Conference Call. The company results were issued via newswire services earlier today and are posted online. You can download the earnings release and sign up for the company distribution list by visiting the IR section of our website at ir.ppdai.com. Mr. Cliff Zhang, our Chairman and Co-Chief Executive Officer; Mr. Feng Zhang, our Co-Chief Executive Officer; Mr. Simon Ho, our Chief Financial Officer, will start the call with their prepared remarks and conclude with a Q&A session.
During this call, we will be referring to several non
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