Q4 2020 F.N.B. Corp Earnings Call Transcript
Hello, and welcome to the F.N.B. Corporation Fourth Quarter 2020 Quarterly Earnings Conference Call. (Operator Instructions) Please note, today's event is being recorded.
I would now like to turn the conference over to Matthew Lazzaro, Manager of Investor Relations. Mr. Lazzaro, please go ahead.
Thank you. Good morning, everyone, and welcome to our earnings call. This conference call of F.N.B. Corporation and the reports it files with the Securities and Exchange Commission often contain forward-looking statements and non-GAAP financial measures. Non-GAAP financial measures should be viewed in addition to, and not as an alternative for, our reported results prepared in accordance with GAAP. Reconciliations of GAAP to non-GAAP operating measures to the most directly comparable GAAP financial measures are included in our presentation materials in our earnings release.
Please refer to these non-GAAP and forward-looking statement disclosures contained in our related materials, reports and
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