First Hawaiian Inc at Goldman Sachs Financial Services Conference (Virtual) Transcript
All right. Good afternoon, everyone. So rounding out day 1. We are pleased to have First Hawaiian joining us once again. Looking great in their Hawaiian shirts.
The bank has done an excellent job managing during the pandemic, despite the entire tourism industry being shut down, which resulted in mid-teens unemployment.
However, you wouldn't know it looking at the company's credit metrics as its conservative underwriting culture has shined through the past few quarters. In addition, despite headwinds from lower interest rate, the bank has continued to manage its profitability by putting a tight hold on expenses.
So here to tell us more about the path ahead is Chairman and CEO, Bob Harrison. Also joining Bob is, Chief Financial Officer, Ravi Mallela. And is Ralph joining us?
Yes.
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