Q4 2022 Triumph Financial Inc Earnings Call Transcript
Good morning, it's 7 o'clock sharp. Thank you for being with us. It's time for our Fourth Quarter Earnings Call. Since the last time we spoke, we re-branded the company to Triumph Financial and changed our ticker to TFIN. As a result, some of the backgrounds and logos may be a little different today. But it's all part of aligning where we're going with what we're doing. We're joined this morning by Tim Valdez, President of Triumph; Brad Voss, our Chief Financial Officer of Triumph Financial; Aaron Graft, the Chief Executive Officer of Triumph Financial; Melissa Forman, President of TriumphPay, and Todd Ritterbusch, President of TBK Bank.
I'd like to open today by thanking you for the feedback following the call last quarter. It's so helpful to hear from you. Most of your thoughts were overwhelmingly positive. However, this is a new format for us. So we'll continue to tweak things here and there as we go forward. So let's get to the business of the day. Triumph Financial had a solid quarter, and while there are freight headwinds, we are
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