Business Description
Kruk SA
ISIN : PLKRK0000010
Description
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.56 | |||||
| Equity-to-Asset | 0.41 | |||||
| Debt-to-Equity | 1.33 | |||||
| Debt-to-EBITDA | 5.17 | |||||
| Interest Coverage | 106.75 | |||||
| Piotroski F-Score | 4/9 | |||||
| Altman Z-Score | 2.14 | |||||
| Beneish M-Score | -1.58 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13.5 | |||||
| 3-Year EBITDA Growth Rate | 53.6 | |||||
| 3-Year EPS without NRI Growth Rate | 124.1 | |||||
| 3-Year Book Growth Rate | 22.2 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 10.34 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 23.49 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 39.53 | |||||
| 9-Day RSI | 43.09 | |||||
| 14-Day RSI | 44.94 | |||||
| 6-1 Month Momentum % | -4.77 | |||||
| 12-1 Month Momentum % | -1.64 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 5.61 | |||||
| Quick Ratio | 5.59 | |||||
| Cash Ratio | 5.43 | |||||
| Days Inventory | 5.07 | |||||
| Days Sales Outstanding | 3.74 | |||||
| Days Payable | 49.68 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.39 | |||||
| Dividend Payout Ratio | 0.33 | |||||
| Forward Dividend Yield % | 4.39 | |||||
| 5-Year Yield-on-Cost % | 4.39 | |||||
| 3-Year Average Share Buyback Ratio | -0.5 | |||||
| Shareholder Yield % | -11.05 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 52.03 | |||||
| Operating Margin % | 53.01 | |||||
| Net Margin % | 57.25 | |||||
| FCF Margin % | -11.3 | |||||
| ROE % | 29.37 | |||||
| ROA % | 11.83 | |||||
| ROIC % | 15.22 | |||||
| 3-Year ROIIC % | 22.41 | |||||
| ROC (Joel Greenblatt) % | 1213.71 | |||||
| ROCE % | 11.47 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.39 | |||||
| Forward PE Ratio | 7.39 | |||||
| PE Ratio without NRI | 7.77 | |||||
| Shiller PE Ratio | 13.86 | |||||
| PEG Ratio | 0.29 | |||||
| PS Ratio | 4.23 | |||||
| PB Ratio | 1.88 | |||||
| Price-to-Tangible-Book | 1.91 | |||||
| EV-to-EBIT | 10.17 | |||||
| EV-to-EBITDA | 9.61 | |||||
| EV-to-Revenue | 5.26 | |||||
| EV-to-FCF | -46.54 | |||||
| Price-to-Projected-FCF | 8.79 | |||||
| Price-to-DCF (Earnings Based) | 0.33 | |||||
| Price-to-Median-PS-Value | 0.9 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.31 | |||||
| Price-to-Graham-Number | 0.81 | |||||
| Earnings Yield (Greenblatt) % | 9.83 | |||||
| FCF Yield % | -2.82 | |||||
| Forward Rate of Return (Yacktman) % | 17.84 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Kruk SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 465.794 | ||
| EPS (TTM) (€) | 13.022 | ||
| Beta | 0.88 | ||
| Volatility % | 16.11 | ||
| 14-Day RSI | 44.94 | ||
| 14-Day ATR (€) | 1.151741 | ||
| 20-Day SMA (€) | 97.2725 | ||
| 12-1 Month Momentum % | -1.64 | ||
| 52-Week Range (€) | 93.9 - 109.8 | ||
| Shares Outstanding (Mil) | 19.38 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Kruk SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Kruk SA Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Kruk SA Frequently Asked Questions
What is Kruk SA(FRA:83I)'s stock price today?
The current price of FRA:83I is €95.85. The 52 week high of FRA:83I is €109.80 and 52 week low is €93.90.
When is next earnings date of Kruk SA(FRA:83I)?
The next earnings date of Kruk SA(FRA:83I) is 2024-11-08 Est..
Does Kruk SA(FRA:83I) pay dividends? If so, how much?
The Dividend Yield %  of Kruk SA(FRA:83I) is 4.39% (As of Today), Highest Dividend Payout Ratio of Kruk SA(FRA:83I) was 0.36. The lowest was 0.13. And the median was 0.31. The  Forward Dividend Yield % of Kruk SA(FRA:83I) is 4.39%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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