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Q4 2021 SB Financial Group Inc Earnings Call Transcript
Good morning, everyone, and welcome to the SB Financial Fourth Quarter 2021 Conference Call and Webcast. I'd like to inform you that this conference call is being recorded. (Operator Instructions) At this time, I'd like to turn the floor over to Sarah Mekus with SB Financial. Ma'am, please go ahead.
Thank you, and good morning, everyone. I'd like to remind you that this conference call is being broadcast live over the Internet and will be archived and available on our website at ir.yourstatebank.com. Joining me today are Mark Klein, Chairman, President and CEO; Tony Cosentino, Chief Financial Officer; and Steve Walz, Chief Lending Officer.
This call may contain forward-looking statements regarding SB Financial's performance, anticipated plans, operational results and objectives. Forward-looking statements are based on management's expectations and are subject to a number of risks and uncertainties that could cause actual results to differ materially from
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