Business Description
Aiful Corp
ISIN : JP3105040004
Share Class Description:
FRA:AAU: Ordinary SharesDescription
Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.
Financial Strength
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.09 | |||||
| Equity-to-Asset | 0.16 | |||||
| Debt-to-Equity | 3.36 | |||||
| Debt-to-EBITDA | 25.82 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Altman Z-Score | 0.79 | |||||
| Beneish M-Score | -1.92 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 8.6 | |||||
| 3-Year EBITDA Growth Rate | 5 | |||||
| 3-Year EPS without NRI Growth Rate | 5.2 | |||||
| 3-Year Book Growth Rate | 10.8 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 15.04 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 9.44 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 45.04 | |||||
| 9-Day RSI | 43.24 | |||||
| 14-Day RSI | 43.28 | |||||
| 6-1 Month Momentum % | -19.42 | |||||
| 12-1 Month Momentum % | -12.16 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 1.59 | |||||
| Quick Ratio | 1.59 | |||||
| Cash Ratio | 0.08 | |||||
| Days Sales Outstanding | 325.86 | |||||
| Days Payable | 2490.88 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.29 | |||||
| Dividend Payout Ratio | 0.02 | |||||
| Forward Dividend Yield % | 0.59 | |||||
| 5-Year Yield-on-Cost % | 0.29 | |||||
| Shareholder Yield % | -63.35 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 95.16 | |||||
| Operating Margin % | 12.85 | |||||
| Net Margin % | 13.35 | |||||
| FCF Margin % | -57.73 | |||||
| ROE % | 12.19 | |||||
| ROA % | 1.94 | |||||
| ROIC % | 2.06 | |||||
| 3-Year ROIIC % | 1.1 | |||||
| ROC (Joel Greenblatt) % | 40.21 | |||||
| ROCE % | 4.42 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.77 | |||||
| Forward PE Ratio | 7.67 | |||||
| PE Ratio without NRI | 6.65 | |||||
| Shiller PE Ratio | 21.99 | |||||
| PEG Ratio | 0.16 | |||||
| PS Ratio | 0.9 | |||||
| PB Ratio | 0.77 | |||||
| Price-to-Tangible-Book | 0.83 | |||||
| EV-to-EBIT | 34.8 | |||||
| EV-to-EBITDA | 29.37 | |||||
| EV-to-Revenue | 4.47 | |||||
| EV-to-FCF | -7.67 | |||||
| Price-to-Median-PS-Value | 0.67 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.27 | |||||
| Price-to-Graham-Number | 0.5 | |||||
| Price-to-Net-Current-Asset-Value | 1.25 | |||||
| Earnings Yield (Greenblatt) % | 2.87 | |||||
| FCF Yield % | -65.16 | |||||
| Forward Rate of Return (Yacktman) % | -7.51 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Aiful Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,044.449 | ||
| EPS (TTM) (€) | 0.29 | ||
| Beta | 0.53 | ||
| Volatility % | 29.5 | ||
| 14-Day RSI | 43.28 | ||
| 14-Day ATR (€) | 0.022956 | ||
| 20-Day SMA (€) | 2.0305 | ||
| 12-1 Month Momentum % | -12.16 | ||
| 52-Week Range (€) | 1.84 - 3.14 | ||
| Shares Outstanding (Mil) | 478.83 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Aiful Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Aiful Corp Stock Events
| Event | Date | Price(€) | ||
|---|---|---|---|---|
| No Event Data | ||||
Aiful Corp Frequently Asked Questions
What is Aiful Corp(FRA:AAU)'s stock price today?
The current price of FRA:AAU is €2.00. The 52 week high of FRA:AAU is €3.14 and 52 week low is €1.84.
When is next earnings date of Aiful Corp(FRA:AAU)?
The next earnings date of Aiful Corp(FRA:AAU) is .
Does Aiful Corp(FRA:AAU) pay dividends? If so, how much?
The Dividend Yield %  of Aiful Corp(FRA:AAU) is 0.29% (As of Today), Highest Dividend Payout Ratio of Aiful Corp(FRA:AAU) was 0.04. The lowest was 0.02. And the median was 0.02. The  Forward Dividend Yield % of Aiful Corp(FRA:AAU) is 0.59%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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