Q4 2022 Ameris Bancorp Earnings Call Transcript
Hello, everyone, and welcome to the Ameris Bancorp Fourth Quarter 2022 Conference Call, and thank you for standing by. My name is Daisy, and I'll be coordinating your call today. (Operator Instructions)
I'll now hand over to your host, Nicole Stokes, Chief Financial Officer, to begin. Mrs. Nicole, please go ahead.
Great. Thank you, Daisy, and thank you to all who have joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our website at amerisbank.com. I'm joined today by Palmer Proctor, our CEO; and Jon Edwards, our Chief Credit Officer. Palmer will begin with some opening comments, and then I will discuss the details of our financial results before we open up for Q&A.
Before we begin, I'll remind you that our comments may include forward-looking statements. These statements are subject to risks and uncertainties. The actual results could vary materially. We
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