Foroya Banki P/F formerly BankNordik P/F is a banking company. It provides a range of banking products and financial services to private and corporate customers. Its business units include Banking and Non-life insurance. The Banking unit comprises of Personal Banking and Corporate Banking. Personal Banking comprises private customers in the Faroe Islands and Greenland. Corporate Banking comprises corporate customers mainly in the Faroe Islands and in Greenland. The corporate also comprises a few remaining corporate customers from Denmark. Non-life insurance comprises the insurance company P/F TRYGD based The Faroe Islands. TRYGD is responsible for the-life insurance products. It operates in the Faroe Islands, Denmark and Greenland of which key revenue is derived from the Faroe Islands.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.74
Equity-to-Asset	0.14
Debt-to-Equity	0.54
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.71	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	9.6
	3-Year EPS without NRI Growth Rate	43.7
	3-Year FCF Growth Rate	-55.5
	3-Year Book Growth Rate	-6.2
	Future 3-5Y EPS without NRI Growth Rate Estimate	-11.39
	Future 3-5Y Total Revenue Growth Rate Estimate	-7.08

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	58.82
	9-Day RSI	61.5
	14-Day RSI	61.09
	6-1 Month Momentum %	-0.98

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-0.1
	Shareholder Yield %	-22.3

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	47.94
	FCF Margin %	132.49
	ROE %	16.37
	ROA %	2.46
	Years of Profitability over Past 10-Year	8

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.78
	Forward PE Ratio	6.7
	PE Ratio without NRI	4.79
	Shiller PE Ratio	8.59
	Price-to-Owner-Earnings	1.64
	PS Ratio	2.26
	PB Ratio	0.77
	Price-to-Tangible-Book	0.77
	Price-to-Free-Cash-Flow	1.69
	Price-to-Operating-Cash-Flow	1.66
	EV-to-Revenue	-0.49
	EV-to-Forward-Revenue	5.23
	EV-to-FCF	-0.36
	Price-to-Projected-FCF	0.15
	Price-to-Median-PS-Value	1.17
	Price-to-Graham-Number	0.4
	FCF Yield %	57.84
	Forward Rate of Return (Yacktman) %	48.44

Financials (Next Earnings Date:2025-02-27 Est.)

Annual Quarterly TTM

FRA:BNW's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Foroya Banki P/F Executives

Details

GF Value: €23.87

FRA:BNW

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with BNW. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	91.358
	EPS (TTM) (€)	4.574
	Beta	0
	Volatility %	0
	14-Day RSI	61.09
	14-Day ATR (€)	0.227754
	20-Day SMA (€)	21.16
	12-1 Month Momentum %	0
	52-Week Range (€)	19.55 - 22.4
	Shares Outstanding (Mil)	9.57

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Foroya Banki P/F Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Foroya Banki P/F Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Foroya Banki P/F Frequently Asked Questions

What is Foroya Banki P/F(FRA:BNW)'s stock price today?

The current price of FRA:BNW is €21.80. The 52 week high of FRA:BNW is €22.40 and 52 week low is €19.55.

When is next earnings date of Foroya Banki P/F(FRA:BNW)?

The next earnings date of Foroya Banki P/F(FRA:BNW) is 2025-02-27 Est..

Does Foroya Banki P/F(FRA:BNW) pay dividends? If so, how much?

Foroya Banki P/F(FRA:BNW) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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