Despite its Spanish origins, BBVA generates only around a quarter of its profits in Spain. We expect that on a normalised basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.34
Equity-to-Asset	0.07
Debt-to-Equity	1.27
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	9/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-3.23	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	18.8
	3-Year EPS without NRI Growth Rate	45.1
	3-Year Book Growth Rate	9.8
	Future 3-5Y Total Revenue Growth Rate Estimate	0.88

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	44.93
	9-Day RSI	45.75
	14-Day RSI	46.14
	6-1 Month Momentum %	-9.81
	12-1 Month Momentum %	20.74

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	7.47
	Dividend Payout Ratio	0.34
	3-Year Dividend Growth Rate	43.2
	Forward Dividend Yield %	7.47
	5-Year Yield-on-Cost %	13.17
	3-Year Average Share Buyback Ratio	4.3
	Shareholder Yield %	-6.1

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.04
	FCF Margin %	16.62
	ROE %	18.64
	ROA %	1.25
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	5.69
	Forward PE Ratio	6.03
	PE Ratio without NRI	5.7
	Shiller PE Ratio	11.73
	Price-to-Owner-Earnings	3.26
	PEG Ratio	1.54
	PS Ratio	1.58
	PB Ratio	0.99
	Price-to-Tangible-Book	1.04
	Price-to-Free-Cash-Flow	9.8
	Price-to-Operating-Cash-Flow	8.3
	EV-to-Forward-EBIT	3.36
	EV-to-Revenue	0.97
	EV-to-Forward-Revenue	3.67
	EV-to-FCF	5.82
	Price-to-Projected-FCF	0.44
	Price-to-Median-PS-Value	0.98
	Price-to-Peter-Lynch-Fair-Value	0.83
	Price-to-Graham-Number	0.52
	FCF Yield %	10.96
	Forward Rate of Return (Yacktman) %	23.23

Financials (Next Earnings Date:2025-01-30 Est.)

Annual Quarterly TTM

FRA:BOY's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Banco Bilbao Vizcaya Argentaria SA Operating Data

Annual Quarterly

FRA:BOY's Complete Operating Data

No operating data available for Banco Bilbao Vizcaya Argentaria SA.

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Banco Bilbao Vizcaya Argentaria SA Executives

Details

GF Value: €9.67

FRA:BOY

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with BOY. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	34,516
	EPS (TTM) (€)	1.6
	Beta	1.11
	Volatility %	29.74
	14-Day RSI	46.14
	14-Day ATR (€)	0.177912
	20-Day SMA (€)	9.1957
	12-1 Month Momentum %	20.74
	52-Week Range (€)	7.894 - 11.265
	Shares Outstanding (Mil)	5,752.29

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	9
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Banco Bilbao Vizcaya Argentaria SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Banco Bilbao Vizcaya Argentaria SA Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Banco Bilbao Vizcaya Argentaria SA Frequently Asked Questions

What is Banco Bilbao Vizcaya Argentaria SA(FRA:BOY)'s stock price today?

The current price of FRA:BOY is €9.10. The 52 week high of FRA:BOY is €11.27 and 52 week low is €7.89.

When is next earnings date of Banco Bilbao Vizcaya Argentaria SA(FRA:BOY)?

The next earnings date of Banco Bilbao Vizcaya Argentaria SA(FRA:BOY) is 2025-01-30 Est..

Does Banco Bilbao Vizcaya Argentaria SA(FRA:BOY) pay dividends? If so, how much?

The Dividend Yield % of Banco Bilbao Vizcaya Argentaria SA(FRA:BOY) is 7.47% (As of Today), Highest Dividend Payout Ratio of Banco Bilbao Vizcaya Argentaria SA(FRA:BOY) was 0.82. The lowest was 0.2. And the median was 0.38. The Forward Dividend Yield % of Banco Bilbao Vizcaya Argentaria SA(FRA:BOY) is 7.47%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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