Q4 2019 Canadian Western Bank Earnings Call Transcript
Good morning. My name is Joanna, and I will be your conference operator today. At this time, I would like to welcome everyone to CWB's Financial Group Conference Call. (Operator Instructions)
Thank you. Mr. Matt Evans, you may begin your conference.
Thank you, Joanna. Good morning and welcome to our fourth quarter and fiscal 2019 financial results conference call. As Joanna said, my name is Matt Evans, and I lead the Investor Relations team for CWB.
Presenting to you today are Chris Fowler, CWB's President and Chief Executive Officer; and Carolyn Graham, our Executive Vice President and Chief Financial Officer.
I'd like to remind listeners and webcast participants that statements about future events made on this call are forward-looking in nature and based on certain assumptions and analysis made by management. Actual results could differ materially from expectations due to various risks and uncertainties associated with our business. Please refer to our
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