Q3 2022 Stellar Bancorp Inc Earnings Call Transcript
Welcome to the Stellar Bancorp, Inc. Third Quarter 202 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded.
I'd now like to hand the conference over to your first speaker today, Courtney Theriot, EVP and Chief Accounting Officer of Stellar Bank. Please go ahead.
Thank you, operator, and thank you to all who have joined our call today. Good morning. I'm Courtney Theriot, the Chief Accounting Officer of Stellar Bank, and our team would like to welcome you to the Sterling Stellar Bancorp Earnings Call for the third quarter of 2022. This morning's earnings call will be led by Bob Franklin, CEO of the company. Also in attendance will be Steve Retzloff, Executive Chairman of the company; Ray Vitulli, President of the company and CEO of Seller Bank; Paul Egge, Senior Executive Vice President and CFO of the company; and Stellar Bank; and Joe West, Senior Executive Vice President and Chief
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