Q4 2022 Discover Financial Services Earnings Call Transcript
Good morning. My name is Todd, and I will be your conference operator today. At this time, I would like to welcome everyone to the Fourth Quarter and Full Year 2022 Discover Financial Services Earnings Conference Call. (Operator Instructions) I will now turn the call over to Mr. Eric Wasserstrom, Head of Investor Relations. Please go ahead.
Thanks, Todd, and good morning, everyone, and welcome to today's call. I'll begin on Slide 2 of the earnings presentation, which you can find in financial section of our Investor Relations website, investorrelations.discover.com.
Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements that appear in the fourth quarter earnings press release and presentation.
On our call today will include remarks from our CEO, Roger Hochschild; and John Greene, our Chief Financial Officer.
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