FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.05
Equity-to-Asset	0.46
Debt-to-Equity	1.03
Debt-to-EBITDA	2.11
Interest Coverage	4.16
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	3	Distress Grey Safe
Beneish M-Score	-2.65	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	20.7
	3-Year EBITDA Growth Rate	56.5
	3-Year EPS without NRI Growth Rate	26.3
	3-Year FCF Growth Rate	20.6
	3-Year Book Growth Rate	12.3
	Future 3-5Y EPS without NRI Growth Rate Estimate	16.83
	Future 3-5Y Total Revenue Growth Rate Estimate	5.75

Momentum Rank

4/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	44.16
	9-Day RSI	41.44
	14-Day RSI	41.46
	6-1 Month Momentum %	-5.91
	12-1 Month Momentum %	-1.67

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	4.31
	Quick Ratio	3.23
	Cash Ratio	0.34
	Days Inventory	66.1
	Days Sales Outstanding	7.84
	Days Payable	5.55

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.35
	Dividend Payout Ratio	0.22
	3-Year Dividend Growth Rate	8
	Forward Dividend Yield %	1.46
	5-Year Yield-on-Cost %	2.01
	3-Year Average Share Buyback Ratio	-3.2
	Shareholder Yield %	-1.67

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	48.07
	Operating Margin %	12.95
	Net Margin %	7.29
	FCF Margin %	11.06
	ROE %	12.32
	ROA %	5.71
	ROIC %	8.12
	3-Year ROIIC %	8.13
	ROC (Joel Greenblatt) %	32.46
	ROCE %	10.82
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	19.83
	Forward PE Ratio	13.51
	PE Ratio without NRI	16.15
	Shiller PE Ratio	26.5
	Price-to-Owner-Earnings	42.87
	PEG Ratio	0.56
	PS Ratio	1.44
	PB Ratio	2.4
	Price-to-Free-Cash-Flow	13.05
	Price-to-Operating-Cash-Flow	11
	EV-to-EBIT	15.7
	EV-to-Forward-EBIT	14.6
	EV-to-EBITDA	6.92
	EV-to-Forward-EBITDA	11.5
	EV-to-Revenue	2.01
	EV-to-Forward-Revenue	1.85
	EV-to-FCF	18.15
	Price-to-Projected-FCF	0.84
	Price-to-DCF (Earnings Based)	1.15
	Price-to-DCF (FCF Based)	0.65
	Price-to-Median-PS-Value	0.82
	Price-to-Peter-Lynch-Fair-Value	0.65
	Earnings Yield (Greenblatt) %	6.37
	FCF Yield %	7.75
	Forward Rate of Return (Yacktman) %	26.14

Financials (Next Earnings Date:2025-01-31 Est.)

Annual Quarterly TTM

FRA:FF60's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

FirstCash Holdings Inc Operating Data

Annual Quarterly

FRA:FF60's Complete Operating Data

No operating data available for FirstCash Holdings Inc.

Guru Trades

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Insider Trades

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Peter Lynch Chart

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Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

FirstCash Holdings Inc Executives

Details

GF Value: €111.33

FRA:FF60

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with FF60. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	3,077.303
	EPS (TTM) (€)	4.945
	Beta	0.42
	Volatility %	21.07
	14-Day RSI	41.46
	14-Day ATR (€)	1.565398
	20-Day SMA (€)	100.4315
	12-1 Month Momentum %	-1.67
	52-Week Range (€)	93.12 - 123.8
	Shares Outstanding (Mil)	44.75

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

FirstCash Holdings Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

FirstCash Holdings Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

FirstCash Holdings Inc Frequently Asked Questions

What is FirstCash Holdings Inc(FRA:FF60)'s stock price today?

The current price of FRA:FF60 is €96.70. The 52 week high of FRA:FF60 is €123.80 and 52 week low is €93.12.

When is next earnings date of FirstCash Holdings Inc(FRA:FF60)?

The next earnings date of FirstCash Holdings Inc(FRA:FF60) is 2025-01-31 Est..

Does FirstCash Holdings Inc(FRA:FF60) pay dividends? If so, how much?

The Dividend Yield % of FirstCash Holdings Inc(FRA:FF60) is 1.35% (As of Today), Highest Dividend Payout Ratio of FirstCash Holdings Inc(FRA:FF60) was 0.36. The lowest was 0.22. And the median was 0.26. The Forward Dividend Yield % of FirstCash Holdings Inc(FRA:FF60) is 1.46%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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