FirstRand Ltd Special Call Transcript
Good day, ladies and gentlemen, and welcome to the FirstRand Pre-Close Investor Call. (Operator Instructions) Also note that this event is being recorded.
I would now like to turn the conference over to Sam Moss. Please go ahead.
Thank you very much. Good afternoon, everybody. Thanks for dialing in. I have the full complement for FirstRand team here this afternoon. I've got Alan Pullinger, Harry Kellan, Mary Vilakazi and Simonet Terblanche. So we're ready to take any questions. But first, Alan would like to make a few opening remarks before we hand over to Q&A. So I'm now handing over to Alan Pullinger. Thank you.
Thanks, Sam, and good afternoon to everybody on the call. I'm going to make some fairly extensive comments. And then hopefully, I'll cover a lot of areas. And then I guess that will spark some questions.
All right, let's just to begin, I mean, we very much are on track
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