Q2 & H1 2020 Halyk Bank AO Earnings Call Transcript
Good day and welcome to the JSC Halyk Bank First Half and Q2 2020 Results Conference Call. At this time, I would like to turn the conference over to Mira Kassenova. Please go ahead.
Thank you. Good evening, ladies and gentlemen. Welcome to Halyk Bank conference call and presentation of financial results for the 6 months and second quarter of 2020. Participants in today's call on Halyk Bank side are Ms. Aliya Karpykova, Deputy CEO, Chief Financial Officer; Mr. Murat Koshenov, Deputy CEO, Corporate Banking and International Activities; Mr. Almas Makhanov, Chief Risk Officer; Mr. Viktor Skryl, Financial Director, Finance and Subsidiaries; and myself, Mira Kassenova, Head of FI and IR.
And now I would like to hand over the call to Mr. Murat Koshenov, Deputy CEO.
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