Full Year 2019 TBC Bank Group PLC Earnings Call Transcript
Hello, and welcome to the fourth quarter and full year financial results conference call. My name is Jess, and I'll be your coordinator for today's event. Please note, this call is being recorded. (Operator Instructions)
I will now hand you over to your host, Giorgi Shagidze, to begin today's call. Thank you.
Good afternoon, everyone, and thank you for joining us for the full year results call. We are here with Vakhtang Butskhrikidze, the CEO of the bank; and Giorgi Shagidze, the CFO, myself. Vakhtang will start the presentation, and then I'll try to go through the financial performance in more detail. So here we are.
Vakhtang, please?
Thank you, Giorgi. I am delighted to present our strong financial and operating results for the full year 2019 and to provide an overview of the recent macroeconomic developments in Georgia. Our underlying
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