Full Year 2022 National Australia Bank Ltd Earnings Call Transcript
Good morning, everyone, and thank you for joining us today for NAB's Full-Year 2022 Results. I'm Sally Mihell, Head of Investor Relations.
Before we start, I'd like to acknowledge the traditional owners of the land I'm joining from, the Gadigal peoples of the Eora Nation. I'd like to pay respect to the elders past, present and emerging, and to the elders of the traditional lands in which you are also calling in from.
Presenting today will be Ross McEwan, our Group CEO; and Gary Lennon, our Group CFO. We're also joined in the room by members of NAB's executive team. At the end of the presentation, which will take about 40 minutes, we'll open up to Q&A. (Operator Instructions)
I'll now hand to Ross.
Thanks very much, Sally, and welcome to NAB's 2022 full-year results. Actually nice to have some people in the room. I think it's the first time since I've been here in 3 years that we've been
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