Q3 2023 Uniqa Insurance Group AG Earnings Call Transcript
Good day, and welcome to UNIQA Group's results for the first to third quarter 2023. Today's call is being recorded. At this time, I will now turn the call over to Kurt Svoboda. Please go ahead, sir.
Thank you, and welcome to all of you for UNIQA's results presentation for Q3 2023. I'm starting on Page #5 with the results of a view after 9 months ending up with an earnings before tax by EUR 305 million starting with a very good development on insurance revenue, which are more or less on the same level as the gross written premium, but I will come to that later. 9.3% growth in -- after first 9 months. Of that, a very stable development of the CSM release coming predominantly from Life and from Health with a EUR 238 million impact. Impact of technical result has been the weather-related claims. On a group level, after 9 months, we record here around EUR 150 million. In Austria on a stand-alone basis, around roughly EUR 130 million especially in August and September
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