Q4 2020 Univest Financial Corp Earnings Call Transcript
Good day, and welcome to the Univest Financial Corporation Fourth Quarter and Year End 2020 Earnings Conference Call. (Operator Instructions) Please note that this event is being recorded.
I would now like to turn the conference over to Jeffrey Schweitzer. Please go ahead.
Thanks, Tom. Good morning, and thank you to all of our listeners for joining us. Joining me on the call this morning is Mike Keim, President of Univest Bank and Trust; and Brian Richardson, our Chief Financial Officer.
Before we begin, I would like to start by saying I hope everyone listening is staying safe and you and your families are healthy. I also need to remind everyone of the forward-looking statements disclaimer. Please be advised that during the course of this conference call, management may make forward-looking statements that express management's intentions, beliefs, or expectations within the meaning of the federal securities laws. Univest's actual results may differ materially
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