Q3 2020 Kojamo Oyj Earnings Call Transcript
Good morning, ladies and gentlemen, and welcome to Kojamo's Q2 -- Q3 results webcast. Today's presenters will be Jani Nieminen, CEO; and Erik Hjelt, CFO. And my name is Maija Hongas, and I'm Manager, Investor Relations here at Kojamo.
After today's presentation, we will have some time for questions. And first, we will be taking questions from the conference call line and after that from the chat. But let's get started. Please, Jani.
Thank you, Maija, and good morning on my side as well, and welcome to get some color on what's been going on this year. In the big picture, I would put it in a few words in such a manner that the impact of COVID-19 has been limited, and in Finland, the situation is relatively good compared to many other countries.
All our essential operations have been running in a normal manner and construction projects are proceeding as planned. According to the estimates, urbanization will continue, and that creates, of course, demand for new homes in the
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