Concordia Financial Group Ltd is a holding company through its subsidiaries providing management services to related firms. The company engages mainly in the banking and leasing business, financial products trading business, information services, and research work, venture capital business and other related financial services.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.78
Equity-to-Asset	0.05
Debt-to-Equity	1.82
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.83	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	3.2
	3-Year EPS without NRI Growth Rate	26.1
	3-Year Book Growth Rate	4.7
	Future 3-5Y EPS without NRI Growth Rate Estimate	18.62

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	67.37
	9-Day RSI	54.68
	14-Day RSI	50.02
	6-1 Month Momentum %	-6
	12-1 Month Momentum %	7.31

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.32
	Dividend Payout Ratio	0.39
	3-Year Dividend Growth Rate	12.9
	Forward Dividend Yield %	3.38
	5-Year Yield-on-Cost %	4.7
	3-Year Average Share Buyback Ratio	1.2
	Shareholder Yield %	126.55

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	23.69
	FCF Margin %	-760.1
	ROE %	5.7
	ROA %	0.28
	Years of Profitability over Past 10-Year	8

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.08
	Forward PE Ratio	10.73
	PE Ratio without NRI	12.9
	PEG Ratio	4.3
	PS Ratio	3.1
	PB Ratio	0.71
	Price-to-Tangible-Book	0.73
	EV-to-Revenue	-3.1
	EV-to-FCF	0.4
	Price-to-Projected-FCF	0.34
	Price-to-Graham-Number	0.75
	FCF Yield %	-247.85
	Forward Rate of Return (Yacktman) %	35.62

Financials

Annual Quarterly TTM

FRA:YC3's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Concordia Financial Group Ltd Executives

Details

GF Value: €2.93

FRA:YC3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with YC3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	1,805.553
	EPS (TTM) (€)	0.366
	Beta	0.14
	Volatility %	24.81
	14-Day RSI	50.02
	14-Day ATR (€)	0.07692
	20-Day SMA (€)	4.616
	12-1 Month Momentum %	7.31
	52-Week Range (€)	3.9 - 5.85
	Shares Outstanding (Mil)	1,164.14

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Concordia Financial Group Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Concordia Financial Group Ltd Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Concordia Financial Group Ltd Frequently Asked Questions

What is Concordia Financial Group Ltd(FRA:YC3)'s stock price today?

The current price of FRA:YC3 is €4.64. The 52 week high of FRA:YC3 is €5.85 and 52 week low is €3.90.

When is next earnings date of Concordia Financial Group Ltd(FRA:YC3)?

The next earnings date of Concordia Financial Group Ltd(FRA:YC3) is .

Does Concordia Financial Group Ltd(FRA:YC3) pay dividends? If so, how much?

The Dividend Yield % of Concordia Financial Group Ltd(FRA:YC3) is 3.32% (As of Today), Highest Dividend Payout Ratio of Concordia Financial Group Ltd(FRA:YC3) was 0.67. The lowest was 0.21. And the median was 0.39. The Forward Dividend Yield % of Concordia Financial Group Ltd(FRA:YC3) is 3.38%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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