Grand River Commerce Inc is a United States-based bank holding company. It operates a full-service commercial bank and offers a range of commercial and consumer banking services to businesses, professionals, and local residents. The bank's deposit products are Interest and Non-interest-bearing checking accounts, Savings accounts, and Time deposits, and its primary lending products are Real estate mortgages and commercial and consumer loans. The company's prime source of revenue is the interest income.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.58
Equity-to-Asset	0.06
Debt-to-Equity	1.51
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Beneish M-Score	-2.73	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-8.2
	3-Year Book Growth Rate	-6.9

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	15.55
	9-Day RSI	20.95
	14-Day RSI	28.43
	6-1 Month Momentum %	13.24
	12-1 Month Momentum %	-10.96

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.5
	Shareholder Yield %	-81.93

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	-31.76
	FCF Margin %	-82.92
	ROE %	-11.41
	ROA %	-0.76
	Years of Profitability over Past 10-Year	6

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio without NRI	10.11
	PEG Ratio	101.1
	PS Ratio	1.74
	PB Ratio	0.57
	Price-to-Tangible-Book	0.57
	EV-to-Revenue	3.24
	EV-to-FCF	-3.89
	Price-to-Projected-FCF	0.79
	Price-to-Graham-Number	0.51
	FCF Yield %	-54.24
	Forward Rate of Return (Yacktman) %	-1.69

Financials (Next Earnings Date:2024-11-14 Est.)

Annual Quarterly TTM

GNRV's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:GNRV

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Grand River Commerce Inc Executives

Details

GF Value: $3.74

GNRV

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with GNRV. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	13.124
	EPS (TTM) ($)	-0.596
	Beta	0.03
	Volatility %	27.31
	14-Day RSI	28.43
	14-Day ATR ($)	0.027564
	20-Day SMA ($)	2.983425
	12-1 Month Momentum %	-10.96
	52-Week Range ($)	2.56 - 3.7
	Shares Outstanding (Mil)	7.04

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	0
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Grand River Commerce Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Grand River Commerce Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Grand River Commerce Inc Frequently Asked Questions

What is Grand River Commerce Inc(GNRV)'s stock price today?

The current price of GNRV is $2.85. The 52 week high of GNRV is $3.70 and 52 week low is $2.56.

When is next earnings date of Grand River Commerce Inc(GNRV)?

The next earnings date of Grand River Commerce Inc(GNRV) is 2024-11-14 Est..

Does Grand River Commerce Inc(GNRV) pay dividends? If so, how much?

Grand River Commerce Inc(GNRV) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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