Q3 2023 Hiscox Ltd Trading Statement Call Transcript
Ladies and gentlemen, welcome to the Hiscox Q3 IMS Conference Call. I'm Sasha, the Chorus Call operator. (Operator Instructions) The conference is being recorded. (Operator Instructions) The conference must not be recorded for publication or broadcast.
At this time, it's my pleasure to hand over to Paul Cooper, CFO. Please go ahead.
Good morning, everyone, and thank you for dialing in to Hiscox's Q3 2023 Trading Update. I'm Paul Cooper, the Hiscox Group CFO, and I'm going to briefly walk you through the usual topics that we cover at this time of the year, namely top line growth, large loss experience year-to-date and our investment result. Let me start with growth. On a gross basis, so using our insurance contract written premium metric, ICWP for short, Q3 saw the group deliver top line growth of 6.8% in constant currency. We continue to deploy capital in the attractive rate environment in London Market and Re & ILS and to build scale through disciplined and profitable growth in
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