Business Description
Heritage Financial Corp
NAICS : 522120
SIC : 6036
ISIN : US42722X1063
Share Class Description:
HFWA: Ordinary SharesDescription
Heritage Financial Corp is a bank holding company. The company through its subsidiary provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as noninterest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.44 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.46 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.45 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.6 | |||||
| 3-Year EPS without NRI Growth Rate | 11.4 | |||||
| 3-Year FCF Growth Rate | 17.1 | |||||
| 3-Year Book Growth Rate | 2.3 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 11.09 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 4.22 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 74.09 | |||||
| 9-Day RSI | 67.11 | |||||
| 14-Day RSI | 62.75 | |||||
| 6-1 Month Momentum % | 11.86 | |||||
| 12-1 Month Momentum % | 19.72 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.8 | |||||
| Dividend Payout Ratio | 0.87 | |||||
| 3-Year Dividend Growth Rate | 3.2 | |||||
| Forward Dividend Yield % | 3.84 | |||||
| 5-Year Yield-on-Cost % | 5.16 | |||||
| 3-Year Average Share Buyback Ratio | 0.9 | |||||
| Shareholder Yield % | -13.94 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 17.84 | |||||
| FCF Margin % | 35.69 | |||||
| ROE % | 4.43 | |||||
| ROA % | 0.53 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 22.14 | |||||
| Forward PE Ratio | 12.52 | |||||
| PE Ratio without NRI | 22.95 | |||||
| Shiller PE Ratio | 12.39 | |||||
| Price-to-Owner-Earnings | 19.51 | |||||
| PEG Ratio | 7.91 | |||||
| PS Ratio | 4.01 | |||||
| PB Ratio | 0.93 | |||||
| Price-to-Tangible-Book | 1.3 | |||||
| Price-to-Free-Cash-Flow | 11.21 | |||||
| Price-to-Operating-Cash-Flow | 10.3 | |||||
| EV-to-Revenue | 4.96 | |||||
| EV-to-FCF | 13.6 | |||||
| Price-to-Projected-FCF | 0.59 | |||||
| Price-to-DCF (Earnings Based) | 1.28 | |||||
| Price-to-DCF (FCF Based) | 0.97 | |||||
| Price-to-Median-PS-Value | 1.04 | |||||
| Price-to-Graham-Number | 1.15 | |||||
| FCF Yield % | 9.2 | |||||
| Forward Rate of Return (Yacktman) % | 11.07 |
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