Business Description
Hingham Institution for Savings
NAICS : 522120
SIC : 6022
ISIN : US4333231029
Description
Hingham Institution for Savings is a savings bank based in Hingham, Massachusetts, and is involved in the business of residential and commercial real estate mortgage lending and also financial and banking services. The bank's financial services include personal checking accounts, personal mortgages, home equity lines of credit, money market accounts, savings accounts, certificates of deposit, and business checking accounts. Its lending portfolio mainly encompasses commercial real estate, residential owner-occupied real estate, and loans for the construction of residential real estate.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.22 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 3.95 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | N/A/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -12 | |||||
| 3-Year EPS without NRI Growth Rate | -19.7 | |||||
| 3-Year FCF Growth Rate | -25.3 | |||||
| 3-Year Book Growth Rate | 11.2 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 31.42 | |||||
| 9-Day RSI | 42.37 | |||||
| 14-Day RSI | 47.3 | |||||
| 6-1 Month Momentum % | 30.63 | |||||
| 12-1 Month Momentum % | 41.54 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.98 | |||||
| Dividend Payout Ratio | 0.31 | |||||
| 3-Year Dividend Growth Rate | 12.5 | |||||
| Forward Dividend Yield % | 0.98 | |||||
| 5-Year Yield-on-Cost % | 1.7 | |||||
| 3-Year Average Share Buyback Ratio | -0.4 | |||||
| Shareholder Yield % | -72.67 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 38.59 | |||||
| FCF Margin % | 23.17 | |||||
| ROE % | 2.68 | |||||
| ROA % | 0.25 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 51.87 | |||||
| PE Ratio without NRI | 129.28 | |||||
| Shiller PE Ratio | 13.83 | |||||
| Price-to-Owner-Earnings | 42.14 | |||||
| PEG Ratio | 8.98 | |||||
| PS Ratio | 20.01 | |||||
| PB Ratio | 1.36 | |||||
| Price-to-Tangible-Book | 1.36 | |||||
| Price-to-Free-Cash-Flow | 86.38 | |||||
| Price-to-Operating-Cash-Flow | 85.74 | |||||
| EV-to-Revenue | 64.94 | |||||
| EV-to-FCF | 277.01 | |||||
| Price-to-Projected-FCF | 0.82 | |||||
| Price-to-DCF (Earnings Based) | 7.97 | |||||
| Price-to-DCF (FCF Based) | 5.54 | |||||
| Price-to-Median-PS-Value | 3.29 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.51 | |||||
| Price-to-Graham-Number | 2.02 | |||||
| FCF Yield % | 1.16 | |||||
| Forward Rate of Return (Yacktman) % | 24.59 |
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