Q4 2021 Horace Mann Educators Corp Earnings Call Transcript
Good morning, and welcome to the Horace Mann's Fourth Quarter and Full Year 2021 Results Conference Call. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference over to Heather Wietzel, Investor Relations. Please go ahead.
Thank you, and good morning, everyone. Welcome to Horace Mann's discussion of our fourth quarter and full year 2021 results. Yesterday, we issued our earnings release, investors' supplement and investor presentation, all of which are available on the Investor page of our website. Marita Zuraitis, President and Chief Executive Officer; and Bret Conklin, Executive Vice President and Chief Financial Officer, will give the formal remarks on today's call. With us for Q&A, we have Matt Sharpe on Supplemental and Group Benefits; Mark Desrochers on Property & Casualty; and Mike Weckenbrock on Life and Retirement plus Ryan Greenier on Investments.
Before turning it over to Marita, I want
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