Q4 2021 Heritage Insurance Holdings Inc Earnings Call Transcript
Good morning, everyone, and welcome to Heritage Insurance Holdings' Fourth Quarter 2021 Financial Results Conference Call. My name is Jamie, and I will be the operator today. (Operator Instructions) Please note that today's event is being recorded.
At this time, I'd like to turn the conference call over to Kirk Lusk, Chief Financial Officer at Heritage. Please go ahead.
Good morning, and thank you for joining us today. We invite you to visit the Investors section of our website, investors.heritagepci.com, where the earnings release and our earnings call will be archived. These materials are available for replay or review at your convenience.
Today's call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based upon management's current expectations and subject to uncertainty and changes in circumstances. In our earnings press release and our SEC filings, we detail material risks that may cause our
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