Q4 2019 Independent Bank Corp (Michigan) Earnings Call Transcript
Good day, and welcome to the Independent Bank Corporation Fourth Quarter 2019 Earnings Conference Call and Webcast. (Operator Instructions) After today's presentation, there will be an opportunity to ask questions. (Operator Instructions) Please note, this event is being recorded.
I would now like to turn the conference over to Mr. Brad Kessel, President and CEO. Please go ahead.
Good morning. Thank you for joining Independent Bank Corporation's conference call and webcast to discuss the company's 2019 fourth quarter and full year results. I am Brad Kessel, President and Chief Executive Officer; and joining me is Rob Shuster, Executive Vice President and retiring Chief Financial Officer. Also joining is Steve Erickson, Executive Vice President and incoming Chief Financial Officer.
Before we begin today's call, it is my responsibility to direct you to the important information on Page 2, the cautionary note regarding forward-looking statements. If anyone does
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