Q4 2022 ICICI Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Q4 FY '22 Earnings Conference Call of ICICI Bank. (Operator Instructions) Please note that this conference is being recorded. I now hand the conference over to Mr. Sandeep Bakhshi, Managing Director and CEO at ICICI Bank. Thank you, and over to you, sir.
Thank you. Good evening to all of you, and welcome to the ICICI Bank earnings call to discuss the results for Q4 of financial year 2022. Joining us today on this call are Vishakha, Anup, Sandeep Batra, Rakesh and Anindya. We hope that you are safe and in good health.
In January, we saw a sharp rise in the number of COVID-19 cases that resulted in a moderation in the pace of economic activity. However, the impact of the third wave of the pandemic was mild. And with the decline in the number of new COVID-19 cases, economic activity gained momentum in the months of February and March. This was visible in the bank's Ultra Frequency Index, comprising several high frequency indicators
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