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Q4 2018 Impac Mortgage Holdings Inc Earnings Call Transcript
Good morning, ladies and gentlemen, and welcome to the Q4 2018 Impac Mortgage Holdings, Incorporated, Earnings Conference Call. (Operator Instructions) As a reminder, this call is being recorded. I would now like to turn the program over to your host, Mr. Justin Moisio, from Investor Relations.
Thank you. Good morning, everyone. Thank you for joining Impac's fourth quarter 2018 earnings call. During this call, we will make projections or other forward-looking statements in regards to, but not limited to, GAAP and taxable earnings, cash flows, interest rate risk and market risk exposure. I would like to refer you to the business risk factors in our most recently filed Form 10-K under the Securities and Exchange Act of 1934. These documents contain and identify important factors that could cause the actual results to differ materially to those contained in our projections or forward-looking statements. This presentation, including outlook and any guidance, is effective as of the
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