Q4 2022 Itau Unibanco Holding SA Earnings Call Transcript
Hello. Good morning, everyone. I'm Renato Lulia, Group Head of Investor Relations and Market Intelligence at Itau Unibanco. Thank you for participating in our video conference to talk about our earnings for the fourth quarter of 2022, which we're broadcasting directly from our office here in Avenida Faria Lima in Sao Paulo.
This event will be divided into 2 parts. In the first part, Mr. Milton Maluhy Filho will explain our performance and earnings for the fourth quarter of 2022. Next, we'll have a Q&A session where analysts and investors will be able to interact with us directly.
Now I'd like to give some instructions to make the most of this meeting today. For those of you who are accessing this via our website, there are 3 options for audio on the screen, all content in Portuguese, all content in English or the original audio. In the first 2 options, we have simultaneous translation. To choose your option, all you have to do is click on the flag on the top left of your screen. Questions
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