Business Description
Firstrand Ltd
ISIN : ZAE000066304
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Traded in other countries / regions
FSR.South AfricaFST.NamibiaFSRA.GermanyFANDY.USA IPO Date
1989-03-13Description
Firstrand Ltd wholly owns FirstRand Bank, a full-service bank providing a comprehensive range of retail, commercial, corporate and investment banking services in South Africa and offers niche products. The bank has three divisions, which are separately branded: First National Bank (FNB), WesBank and Rand Merchant Bank (RMB). The bank's retail and commercial brand is the contributor of normalized earnings, followed by its corporate and investment brand. FirstRand's retail and commercial division emphasizes a diverse range of financial services with a strategic emphasis on cost controls and digital platforms. The bank's corporate and investment brand heavily relies on its origination franchise as part of its value proposition.
Financial Strength
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 9.12 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.09 | |||||
Debt-to-EBITDA | N/A |
N/A
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N/A
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Interest Coverage | N/A |
N/A
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N/A
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Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.35 | |||||
WACC vs ROIC |
Growth Rank
9/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.2 | |||||
3-Year EPS without NRI Growth Rate | 28.5 | |||||
3-Year FCF Growth Rate | 7.8 | |||||
3-Year Book Growth Rate | 9.4 | |||||
Future 3-5Y EPS without NRI Growth Rate | 9.51 | |||||
Future 3-5Y Total Revenue Growth Rate | 7.46 |
Momentum Rank
8/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 75.75 | |||||
9-Day RSI | 72.37 | |||||
14-Day RSI | 69.49 | |||||
6-1 Month Momentum % | 23.02 | |||||
12-1 Month Momentum % | 8.94 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
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Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 4.62 | |||||
Dividend Payout Ratio | 0.57 | |||||
3-Year Dividend Growth Rate | 7.9 | |||||
Forward Dividend Yield % | 4.68 | |||||
5-Year Yield-on-Cost % | 5.3 | |||||
Shareholder Yield % | 2.78 |
Profitability Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 28.62 | |||||
FCF Margin % | 9.42 | |||||
ROE % | 20.49 | |||||
ROA % | 1.74 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 12.63 | |||||
Forward PE Ratio | 11.14 | |||||
PE Ratio without NRI | 12.67 | |||||
Shiller PE Ratio | 15.09 | |||||
Price-to-Owner-Earnings | 12.25 | |||||
PEG Ratio | 1.33 | |||||
PS Ratio | 3.49 | |||||
PB Ratio | 2.34 | |||||
Price-to-Tangible-Book | 2.46 | |||||
Price-to-Free-Cash-Flow | 37.1 | |||||
Price-to-Operating-Cash-Flow | 25.55 | |||||
EV-to-Revenue | 2.48 | |||||
EV-to-FCF | 26.34 | |||||
Price-to-Projected-FCF | 1.32 | |||||
Price-to-DCF (Earnings Based) | 1.61 | |||||
Price-to-DCF (FCF Based) | 4.54 | |||||
Price-to-Median-PS-Value | 1.04 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.37 | |||||
Price-to-Graham-Number | 1.18 | |||||
FCF Yield % | 2.7 | |||||
Forward Rate of Return (Yacktman) % | 13.57 |