Q1 2020 Kotak Mahindra Bank Ltd Earnings Call Transcript
Good day, ladies and gentlemen, and a very warm welcome to the Kotak Mahindra Bank Q1 FY '20 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.
I'd now like to hand the conference over to Mr. Uday Kotak. Thank you, and over to you, sir.
Good evening, friends, and welcome to our quarterly conference call at the end of the June quarter. It's a good time for us to first sit back and evaluate the situation in the financial sector in India and obviously as also thereafter talk a little bit on the bank and how we are seeing our current quarter performance and the road ahead.
First, I think we're going through a very important and interesting phase in the Indian economy.
The fundamental fall in terms of government policy has been reflected in our budget, which essentially continues down the path of fiscal prudence and discipline, which is 3.3% of budget deficits, and this is consistent with
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