Full Year 2020 Gulf Bank KSCP Earnings Call Transcript
Ladies and gentlemen, welcome to the bank earnings year-end 2020 call. My name is Bethany, and I'll be coordinating this call for you today. (Operator Instructions) I will now hand over to your host, Janany Vamadeva to begin. Janany, please go ahead.
Thank you, Bethany. Good afternoon, and good morning, everyone. This is Janany Vamadeva on behalf of Arqaam Capital. I would like to welcome you all to the Gulf Bank Year-End 2020 Earnings Conference Call.
It's a great pleasure to have with us on the call. Mr. Tony Daher, CEO of Gulf Bank; Mr. Kevin Smith, CFO of Gulf Bank; and Ms. Dalal Al Dousari, Head of Investor Relations at Gulf Bank.
The call will begin with the presentation from management on the key highlights of year-end 2020, and then we'll open the call for the Q&A session.
I'll now turn the call over to Dalal. Dalal, over to you.
Thank you, Janany. Good afternoon, and welcome to Gulf Bank's Year-End
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