Q4 2020 Bank of Georgia Group PLC Earnings Call Transcript
Welcome, everybody, to Bank of Georgia Group PLC's Fourth Quarter and Full Year 2020 Preliminary Financial Results Conference Call. My name is Natia Kalandarishvili. I'm Head of Investor Relations at Bank of Georgia. And today, I'll be moderating the call.
Please be addressed that today's call is being recorded. The call will be organized in 2 parts. During the first part, Archil Gachechiladze, Bank of Georgia's CEO, will be presenting financial results overview. And during the second part, you'll be able to ask questions.
Now I will hand over to Archil. Archil, please go ahead.
Welcome, everybody, to the fourth quarter and full year earnings call for Bank of Georgia. I will start with a couple of words on a high level, mention a couple of words about the macro economy, and then, I can dive in and go through some of the details for the fourth quarter results.
So the fourth quarter was
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