Q3 2020 Banco Bilbao Vizcaya Argentaria SA Earnings Call Transcript
Good morning, everyone, and welcome to BBVA's Third Quarter '20 Results Presentation. I'm Gloria Couceiro, Head of Investor Relations. And here with me today is Onur Genc, Chief Executive Officer of the Group; and Jaime Sáenz de Tejada, BBVA Group's CFO.
As in previous quarters, Onur will begin with a presentation of group's results, and then Jaime will review the business areas. We will move straight to the live Q&A session after that.
And now I'll turn it over to Onur to start with the presentation.
Thank you, Gloria. Good morning to everyone. Welcome, and thank you for joining our webcast. I really hope that you and your families and friends, they're all healthy and safe. I wish you the best in this complex environment.
So I go to -- immediately to the presentation, Slide #3. A very positive, in our view, financial results. On the left-hand side of the slide
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