Half Year 2019 Lloyds Banking Group PLC Earnings Call Transcript
Thank you for standing by, and welcome to the Lloyds Banking Group 2019 Half Year Results Event Conference Call. (Operator Instructions) There will be a presentation by António Horta-Osório; George Culmer; and Antonio Lorenzo, followed by a question-and-answer session.
Good morning, everyone, and thank you for joining our 2019 Half Year Results presentation. I will talk briefly about our performance in the first half of 2019 before Antonio Lorenzo gives you some color on insurance and wealth. We will then hear from George on the financials, and we will have time at the end for questions. We have delivered strong strategic progress and a good financial performance in the first half with market-leading efficiency and returns. Together, this has enabled the Board to announce an interim dividend of GBP 1.12 per share, an increase of 5% on last year.
Over the last few years, we have delivered prudent growth in targeted segments
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