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Q3 2019 Sampo Oyj Earnings Call Transcript
Ladies and gentlemen, welcome to this conference call on Sampo's Third Quarter 2019 results. I'm Jarmo Salonen, the Head of Investor Relations at Sampo. And with me at this call, I have Kari Stadigh, our Group CEO and President; Torbjörn Magnusson, who will be Group President and CEO starting 1st of January next year; Knut Alsaker, Group CFO; and Morten Thorsrud, CEO for If P&C.
We'll have the same procedures as always. But before handing over to Kari, I'll just remind you that you can follow this transmission on sampo.com/results. And a recorded version will also be available later on at that same address.
With these notes, I'll hand over to Kari.
Thank you, Jarmo. Welcome to the conference call on my behalf as well. As you are all well aware of, I'm stepping down as Group CEO by the end of the year. Therefore, I'm going to hand over to Torbjörn for the comments on our Q3 results in
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