Q3 2022 Skandinaviska Enskilda Banken AB Earnings Call Transcript
Good morning. This is the conference operator. Welcome, and thank you for joining the SEB's Third Quarter 2022 Results Conference Call. (Operator Instructions)
At this time, I would like to turn the conference over to Mr. Johan Torgeby, President and CEO. Please go ahead, sir.
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Thank you very much, and welcome, everyone, to SEB's Q3 quarter result presentation. As customary, you can find the presentation on sebgroup.com. There will also be a live stream if you want to follow it online.
Starting with Page 2, highlights in Q3. We saw an experienced continuation of our operating leverage, where income is increasing faster than costs. We noted robust asset quality and a return on equity of 14.9%, with a capital buffer of 410 basis points. We will get into more details, but very clearly, there is a wide range of different macroeconomic developments that has affected, and had implications for our financial results in the
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